Protect your home with five-star-rated Insurance products

Unlock extra savings when you bundle our Home Insurance with other services.

Simply Contact me to sign up to become a customer then add Home Insurance via ‘My Account’- through myself or your Personalised app.

If you are already a UW customer, log into your online account to upgrade your current plan.

Over a million reasons to join UW

Save every day with up to 10% cashback from top brands, reducing your UW bill.

Homes made the switch to UW

Industry awards and counting within 10 years.

Saved on bills via our cashback card.

Annual savings up to a year for multiservice customers.

Home Insurance

Safeguard what matters most when the unexpected occurs. Our Home Insurance, rated five stars by Defaqto and Moneyfacts, protects your property from risks like weather, fire, theft, and other damage—offering you peace of mind.

Our solution to your Utilities

Why choose UW for your Home Insurance

Enjoy the benefits of bundling

When you bundle your insurance with our other services, like energy, broadband, or mobile, you get better discounts on your variable energy tariffs and unlock our best fixed energy rates. Plus, we’ll combine your UW services into one single, great-value bill so you don’t have to worry about multiple payments.

Five-star cover

Leading independent insurance experts Defaqto and Moneyfacts give us top marks for our five-star-rated cover. Learn more about our awards.

Value you can trust every year

You’ll always get the best deal possible from our panel of insurers. They compete year after year to give you the best possible price, and we show you the best quote based on your circumstances.

Take two for total peace of mind

Take energy and insurance with UW to fix your energy rate, giving you price certainty until July 2025.

And when you take three services, you’ll unlock an even cheaper fixed rate tariff.

Plus, save even more with low prices on your broadband, mobile and insurance.

Switching has never been easier

How to get insurance with UW

Select your services

We start building your quote by selecting at least one of our other services to unlock our five-star-rated insurance products. The more services you bundle, the more you save.

Choose your tariff

Based on the services you want to switch to UW, we’ll give you a range of tariff options to suit your needs.

Confirm your quote

Once we have calculated your personal cost projection for all your services in one easy-to-pay bill. All you have to do is accept – and we’ll handle the rest.

Your Questions

Our Answers

Who is eligible for UW insurance?

Home Insurance is only available to our existing customers who have an established direct debit set-up. It’s another perk of being a UW customer!

Switch your energy, broadband, or mobile supplier to UW, and you can unlock our Defaqto and Moneyfacts five-star-rated Home Insurance.

Will my policy be on my UW bill?

Yes! As part of our one-bill promise, your Insurance payments will be added to your existing UW monthly bill so you can spread the cost over handy monthly payments.

What can affect the price of my home insurance?

Much like the various external factors that can impact the broader insurance market, several things can affect the price of your home insurance. These include but are not limited to:

What your home is made of – The materials used to construct your property and the way it’s been built can influence your quote
The type of property that you live in – Larger properties with more rooms can increase the cost of repair or re-builds
The area that you live in – Areas that are more prone to extreme weather, like flooding, can also impact your premium
Your home security – If you have strong home security installed, you may see your home insurance premium decrease

How do I make a claim?

Whether you’re covered with our Home Insurance or Boiler & Home Cover, making a claim is simple. Use the contact details below to get in touch with the correct department:

Home Insurance:
As we work with a panel of insurers, your first port of call is to refer to Page 1 of your personalised Policy Schedule. There, you will find the number to call to get started with your claim.

Boiler & Home Cover:
Telephone: 0333 777 3234